Cheaper California Vehicle Insurance: 4 Sure Tips

1. You can bring down your California vehicle insurance rates by taking advantage of a multi-vehicle discount. It makes sense to insure all your vehicles with the same insurer unless you have a better deal for one of your vehicles with another insurance carrier. Doing some shopping and then comparing with what you'll get from a multi-vehicle discount is a good way to know for sure if this is in your best interest. But if you don't plan to shop around, you can be sure that you'll still save handsomely with a multi-vehicle discount.

2. You'll also be eligible for a reasonable discount if you maintain multiple policies with the same insurance carrier. This clearly means you should endeavor to get your car insurance policy from the same insurer that underwrites your renters, health or LTC insurance policies.

However, be informed that you might be better off if you purchase your different policies from different providers who have the lowest rates for each policy. Shopping around for quotes and comparing offers out there with savings you'd make are highly beneficial steps. You will be sure of the right choice for you when you do this.

3. Policyholders who do NOT make claims for over 3 years generally get a special discount for it. But don't be alarmed if your agent tells you your auto insurance provider does not give this discount.

If your insurance carrier is one of the few who don't offer this discount let them know clearly that you'll move over to another insurer. In fact, you should leave them because you will certainly get a better deal with another company if you've kept a clean slate for this number of years.

However, oftentimes the threat of leaving from you is enough to make them make an exemption.

4. You will save a lot of dollars by visiting at least five quotes sites. That way, you'll get the lowest California auto insurance quotes possible because five sites will present up to 25 quotes altogether.

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